Security Concerns in E-payment and the Law in Jordan

Recently communications and information technology became widely used in various aspects of life. The internet becomes the main network for information support. Using of internet enabled public and private organizations to develop its business and expand its activities. Private organizations applied the principles of e-commerce to improve the quality of services which provided to customers. While public sector organizations started to apply the principles of egovernment in an effort to increase efficiency and effectiveness and achieve maximum equality among citizens. One of the major challenges raised by widespread use of e-government and ecommerce application is security issues especially e-payment. This paper discusses the present law in Kingdom of Jordan which deal with the problem of frauds and violation of consumers’ rights and privacy when they making e-payment. In addition this paper tries to make comprehensive study on epayments and the law to decide if there more legislation is needed. Keywords—E-payment systems; Cyber crime; Web security; Law.